JACKPOT SIMULATOR

Powerball · Washington, D.C. · 10.75% state tax

Powerball after taxes in Washington, D.C.: payout calculator

The current Powerball jackpot is $467 million, with a cash value of $192.4 million. A Washington, D.C. winner would keep about $100.5 million as a lump sum after the 37% federal rate and Washington, D.C.’s 10.75% — or $244 million spread over 30 annuity payments.

Jackpot estimate as of October 4, 2026. These figures refresh automatically when a new jackpot is announced.

Lump sum after taxes
$100.5 million
from a $192.4 million cash value
Annuity after taxes
$244 million
30 payments over 29 years
Washington, D.C. tax on the lump sum
$20.7 million
10.75% state, plus $71.2 million federal

Calculate any Powerball jackpot in Washington, D.C.

Change the jackpot and the cash value follows at today’s ratio of 41%; you can also type the cash value yourself.

Your winLump sumAnnuity (30 payments)
Before taxes$192,400,000$467,000,000
Federal tax (37%)−$71,188,000−$172,790,000
Washington, D.C. tax (10.75%)−$20,683,000−$50,202,500
You keep$100,529,000$244,007,500

Lump sum: what a Washington, D.C. winner keeps

Take the cash option and you get the jackpot’s cash value — currently 41% of the advertised amount — in one payment. Federal tax takes 37%: the lottery withholds 24% when you claim, and the rest is due when you file. Washington, D.C. then takes its 10.75%.

Lump sumAmount
Cash value$192,400,000
Federal income tax (37%)−$71,188,000
Washington, D.C. state tax (10.75%)−$20,683,000
You keep$100,529,000

Annuity: 30 payments over 29 years

The annuity pays the full advertised jackpot: one payment when you claim and 29 more once a year, each 5% bigger than the last. Each payment is taxed in the year you receive it, so a Washington, D.C. winner keeps about 52.25% of every check.

AnnuityBefore taxesAfter taxes
Payment 1 (at claim)$7,029,020$3,672,663
Payment 10$10,904,317$5,697,506
Payment 20$17,761,984$9,280,637
Payment 30 (final)$28,932,400$15,117,179
All 30 payments$467,000,000$244,007,500
See all 30 payments
#WhenBefore taxesAfter taxes
1At claim$7,029,020$3,672,663
2Year 2$7,380,471$3,856,296
3Year 3$7,749,495$4,049,111
4Year 4$8,136,969$4,251,567
5Year 5$8,543,818$4,464,145
6Year 6$8,971,009$4,687,352
7Year 7$9,419,559$4,921,720
8Year 8$9,890,537$5,167,806
9Year 9$10,385,064$5,426,196
10Year 10$10,904,317$5,697,506
11Year 11$11,449,533$5,982,381
12Year 12$12,022,010$6,281,500
13Year 13$12,623,110$6,595,575
14Year 14$13,254,266$6,925,354
15Year 15$13,916,979$7,271,622
16Year 16$14,612,828$7,635,203
17Year 17$15,343,470$8,016,963
18Year 18$16,110,643$8,417,811
19Year 19$16,916,175$8,838,702
20Year 20$17,761,984$9,280,637
21Year 21$18,650,083$9,744,668
22Year 22$19,582,587$10,231,902
23Year 23$20,561,717$10,743,497
24Year 24$21,589,802$11,280,672
25Year 25$22,669,293$11,844,705
26Year 26$23,802,757$12,436,941
27Year 27$24,992,895$13,058,788
28Year 28$26,242,540$13,711,727
29Year 29$27,554,667$14,397,313
30Year 30$28,932,400$15,117,179

How Washington, D.C. taxes lottery winnings

Washington, D.C. taxes lottery winnings as ordinary income at up to 10.75%. On a jackpot-size prize nearly every dollar falls in the top bracket, so plan on the full 10.75% — about $10.75 million of every $100 million in cash value.

Washington, D.C.’s 10.75% is tied for the 2nd-highest state tax on lottery winnings among the 37 states and D.C. that tax them.

The District’s 10.75% top rate kicks in at $1 million of income, so nearly all of a jackpot is taxed at the top rate.

On the current jackpot, Washington, D.C. takes $20.7 million of the lump sum — money a winner in Texas or Florida, which don’t tax lottery prizes, would keep.

Washington, D.C. vs. neighboring states

What the current Powerball jackpot’s lump sum is worth after taxes in Washington, D.C. and next door. Buying a ticket across the state line doesn’t get you out of Washington, D.C.’s tax: you generally owe it as a resident, with a credit for tax paid to the state that sold the ticket.

StateTax on the winLump sum after taxes
Washington, D.C.10.75%$100.5 million
Maryland9.7%$102.5 million
Virginia5.75%$110.1 million

Powerball taxes in Washington, D.C.: common questions

How much would a Washington, D.C. winner keep from a Powerball jackpot?

About 52.25% of the cash value. Federal tax takes 37% and Washington, D.C. takes 10.75%, so a Washington, D.C. winner keeps about $52.25 million of every $100 million in cash. With the annuity, the same 52.25% applies to the full advertised jackpot, paid over 30 years.

Does Washington, D.C. tax lottery winnings?

Yes. Washington, D.C. taxes lottery winnings as income at up to 10.75%.

Should a Washington, D.C. winner take the lump sum or the annuity?

It depends on what you’d do with the money. The lump sum pays the cash value now — recently around 40–45% of the advertised jackpot — and you keep about 52.25% of it after taxes in Washington, D.C.. The annuity pays the whole advertised jackpot over 29 years in 30 payments, each 5% larger than the last, taxed as you receive them. Take the cash if you’d invest it at least as well as long-term Treasury bonds pay; take the annuity if you want protection from spending it too fast.

How much tax is withheld when you claim a Powerball prize in Washington, D.C.?

The lottery withholds 24% for federal tax on any prize over $5,000. A jackpot puts you in the 37% bracket, so you’ll owe roughly another 13% when you file. Washington, D.C. may also withhold state tax when you claim; any balance of its 10.75% is due with your state return.

When is the Powerball drawing, and how much is a ticket?

Powerball draws every Monday, Wednesday and Saturday at 10:59 p.m. Eastern. A ticket costs $2, and the odds of hitting the jackpot are 1 in 292,201,338.

Play it out

Numbers are the start, not the story. Play Powerball with the official odds and see how long a jackpot really takes — then take your after-tax Washington, D.C. figure into the planner and give every dollar a job: Treasuries, index funds, real estate, the house, the cars, family and giving, with a 30-year projection that shows whether the money lasts.

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